No macros — .xlsx
Works with Excel 365/2021
Excel Budget Template — Personal Finance & Expense Tracker
Track monthly expenses by category, account balances by month (transfer-aware), and net worth — all inside Excel.
Watch how it works
What it does
- Monthly expenses by category (Jan–Dec) + yearly total
- Account closing balances by month, transfer-aware (From → To)
- Net worth chart (assets, liabilities, total)
Why Excel
- Private, offline, and Excel-native (no add-ins)
- Transparent formulas; protected where needed
- Customize anything when you’re ready